• Capitec Bank Holdings Limited
  •  Overview
  • Last Modified:
  • October 13, 2025
  • Company type:
  • Public
  • Industry:
  • Banking
  • Verified:
  • No
  • No of Employees:
  • 10 001 - 50 000
  • Stock Code:
  • CPI
  • Download
  • Signed Health Status Declaration Form
  • Turnover $50m + ?:
  • Yes
  • Headquarters:
  • Stellenbosch
  • Public Interest Score:
  • 750+

 

  • Capitec Bank Holdings Limited
  • General Information

Description

Capitec Bank is a South African retail bank that was founded in 2001 and has quickly grown to become one of the country’s largest and most popular banks. It is known for offering simple, low-cost banking solutions that are customer-centric, with a focus on providing easy-to-understand products and services.

Capitec is best known for its global banking app and flexible account options, which allow users to manage their finances efficiently. They offer a range of services such as:

  1. Personal banking: Savings accounts, transactional accounts, and personal loans.
  2. Credit and loans: Flexible credit options and loan facilities.
  3. Savings and investments: Offering various savings plans and investment opportunities.
  4. Insurance: Capitec also offers life insurance and other related products.

The bank operates on a model of reducing unnecessary fees and providing transparent pricing. It does not have a vast number of physical branches compared to traditional banks but offers extensive ATM networks and online banking facilities. Their customer service and technology-driven approach have made them popular among younger, tech-savvy South Africans.

Capitec’s focus on innovation, simplicity, and accessibility has earned it a reputation for being a disruptor in the South African banking market.

Nadya Bhettay:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Susan Botha:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Stanislaus du Plessis:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Cora Fernandez:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Naidene Ford-Hoon:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Vusi Mahlangu:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Raghuvir Malhotra:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Michiel du Pré le Roux:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Petrus Mouton:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Chris Otto:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Gerhardus Fourie:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No
Grant Hardy:
qone: No, qtwo: No, qthree: No, qfour: No, qfive: No, qsix: No

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5 Benchmark > 4 Excellent > 3  Good > 2 Caution > 1 Risk

 

  • Company Information
  • Company System Number:
  • 14410
  • Founded Year: 
  • 2001
  • Registration Number: 
  • 1999/025903/06
  • Country: 
  • South Africa
  • Stock Exchanges: 
    • Johannesburg Stock Exchange
  • Financial year end: 
  • February
  • No. of Countries operations: 
  • 1
  • Company Status: 
  • In Business
  • Industry Sub Category: 
  • Date listed on Stock Exchange: 
  • 18/02/2002

 

  • Contact Information
  • Business operation: 
  • From one banking solution to innovative digital and paperless banking, everything we do is to make your life easier and empower you to take control of your money.
  • Primary office: 
  • 5 Neutron Road Techno Park Stellenbosch 7600

 

  • Additional Information
  • Listed?: 
  • Yes
  • Company secretary: 
  • Yolande Mouton
  • Reporting currency: 
  • ZAR
  • ISIN number (12 digit): 
JSE
ZAE000035861
  • Authorised shares:
  • 500 000 000
  • Issued shares:
  • 116 099 843
  • No of shareholders:
  • 1001 and more shareholders
  • No of shareholders holding 20%:
  • 0 shareholders
  • Number of shares traded
  • Per Year:
  • Per Quarter:
  • Per Month:

 

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Shareholders holding 5% +


For a comprehensive list, please contact InsidEntity.

Material Subsidiaries/Associates


For a comprehensive list, please contact InsidEntity.

Credit Rating

NameLogoCountryHeadquartersRating
S and P GlobalCredit LogoUnited States of AmericaNew YorkBB-

 

Countries Operations/ Offices


 

Company Directors

Name
Nationality
Age
Role
Qualification
Name

Nadya Fatima

Non Executive
NationalitySouth Africa
51
RoleNED
QualificationBBusSc (Finance), PGDip (Accounting), CA(SA)
Date Appointed: 07/09/2023
Duration:
2 years and 2 months
Independance: Y
Profile
Name

Susan Louise

Non Executive
NationalitySouth Africa
60
RoleNED
QualificationBEcon; BEcon (Hons)
Date Appointed: 01/06/2019
Duration:
6 years and 5 months
Independance: Y
Profile
Name

Stanislaus Alexander

Non Executive
NationalitySouth Africa
55
RoleNED
QualificationBCom (Mathematics), BCom Hons (Economics), MPhil (Economics), PhD (Economics), AMP
Date Appointed: 25/09/2020
Duration:
5 years and 1 month
Independance: Y
Profile
Name

Cora

Non Executive
NationalitySouth Africa
RoleNED
QualificationBCom, BCompt (Hons), CA
Date Appointed: 25/09/2020
Duration:
5 years and 1 month
Independance: Y
Profile
Name

Naidene

Non Executive
NationalitySouth Africa
55
RoleNED
QualificationBCom, CTA, CA(SA)
Date Appointed: 07/09/2023
Duration:
2 years and 2 months
Independance: Y
Profile
Name

Vusi

Non Executive
NationalitySouth Africa
54
RoleNED
QualificationBSc Eng (Chem), MBA
Date Appointed: 25/09/2020
Duration:
5 years and 1 month
Independance: Y
Profile
Name

Raghuvir Rai

Non Executive
NationalitySouth Africa
57
RoleNED
QualificationBCom (Hons), MBA
Date Appointed: 01/03/2025
Duration:
0 year and 8 months
Independance: Y
Profile
Name

Michiel Scholtz

Non Executive
NationalitySouth Africa
75
RoleNED
QualificationBCom LLB, DCom (hc)
Date Appointed: 01/03/2001
Duration:
24 years and 8 months
Independance: N
Profile
Name

Petrus Johannes

Non Executive
NationalitySouth Africa
49
RoleNED
QualificationBCom (Math)
Date Appointed: 05/10/2007
Duration:
18 years and 1 month
Independance: N
Profile
Name

Chris Adriaan

Non Executive
NationalitySouth Africa
76
RoleNED
QualificationBCom, LLB
Date Appointed: 06/04/2000
Duration:
25 years and 7 months
Independance: N
Profile
Name

Gerhardus Metselaar

Executive
NationalitySouth Africa
61
RoleCEO
QualificationBCom (Hons), MBA
Date Appointed: 20/09/2013
Duration:
12 years and 1 month
Independance: N
Profile
Name

Grant Robert

Executive
NationalitySouth Africa
43
RoleCFO
QualificationBCom (Hons), CA(SA)
Date Appointed: 01/07/2022
Duration:
3 years and 4 months
Independance: Y
Profile

 

Directors Tenure

Name
Duration
Name

Nadya Fatima Bhettay

Duration2 years and 2 months
Profile
Name

Susan Louise Botha

Duration6 years and 5 months
Profile
Name

Stanislaus Alexander du Plessis

Duration5 years and 1 month
Profile
Name

Cora Fernandez

Duration5 years and 1 month
Profile
Name

Naidene Ford-Hoon

Duration2 years and 2 months
Profile
Name

Vusi Mahlangu

Duration5 years and 1 month
Profile
Name

Raghuvir Rai Malhotra

Duration0 year and 8 months
Profile
Name

Michiel Scholtz du Pré le Roux

Duration24 years and 8 months
Profile
Name

Petrus Johannes Mouton

Duration18 years and 1 month
Profile
Name

Chris Adriaan Otto

Duration25 years and 7 months
Profile
Name

Gerhardus Metselaar Fourie

Duration12 years and 1 month
Profile
Name

Grant Robert Hardy

Duration3 years and 4 months
Profile

 

Director Experience

Name
Experience
Name

Nadya Fatima

Experience Telecom
Profile
Name

Susan Louise

Experience Telecom, Other
Profile
Name

Stanislaus Alexander

Experience Education
Profile
Name

Cora

Experience Insurance
Profile
Name

Naidene

Experience Banking, Insurance
Profile
Name

Vusi

Experience Banking
Profile
Name

Raghuvir Rai

Experience Banking
Profile
Name

Michiel Scholtz

Experience Other
Profile
Name

Petrus Johannes

Experience Financial Services
Profile
Name

Chris Adriaan

Experience Investment, Financial Services
Profile
Name

Gerhardus Metselaar

Experience Banking
Profile
Name

Grant Robert

Experience Banking
Profile

 

Company Auditors

Name
Date Appointed
Years
Name

PwC

Date Appointed01/01/2017
Year8 years and 10 months
Profile
Name

Deloitte

Date Appointed01/01/2017
Year8 years and 10 months
Profile

 

Company Past Directors

Name
ED/NED
Role
Name

Jean Pierre

ED/NEDNon Executive
RoleChairman
Date Appointed: 22/03/2015
Date Resigned: 31/05/2024
Profile

 

Company Committees

Name

Nadya Fatima Bhettay

Mainboard, Audit, Remuneration BD
Profile
Name

Susan Louise Botha

Mainboard, Audit, Remuneration BD, NG
Profile
Name

Stanislaus Alexander du Plessis

Mainboard, Audit, Remuneration BD, RC, CI
Profile
Name

Cora Fernandez

Mainboard, Audit, Remuneration BD, SE
Profile
Name

Naidene Ford-Hoon

Mainboard, Audit, Remuneration BD, AU
Profile
Name

Vusi Mahlangu

Mainboard, Audit, Remuneration BD, RE
Profile
Name

Raghuvir Rai Malhotra

Mainboard, Audit, Remuneration BD
Profile
Name

Michiel Scholtz du Pré le Roux

Mainboard, Audit, Remuneration BD
Profile
Name

Petrus Johannes Mouton

Mainboard, Audit, Remuneration BD
Profile
Name

Chris Adriaan Otto

Mainboard, Audit, Remuneration BD
Profile
Name

Gerhardus Metselaar Fourie

Mainboard, Audit, Remuneration BD, EX
Profile
Name

Grant Robert Hardy

Mainboard, Audit, Remuneration BD, EX
Profile

 

Committee
Abbreviation
Supervisory Board
SB
Board
BD
Risk & Compliance
RC
Audit
AU
Remuneration
RE
Capital investment
CI
Industry Specific
IS
Nominations & Governance
NG
Health, Safety & Environment
HS
Social & Ethics
SE
Technology
TE
Executive
EX
Other
OT